How Much Are 100,000 Chase Points Really Worth?
If you’ve earned 100,000 Chase Ultimate Rewards points with the new limited time offer, you might be wondering what that’s actually worth. The answer depends on how you use them.
Here’s a breakdown:
- Cash Back: You can redeem your points for cash at a rate of 1 cent per point. That means 100,000 points equals $1,000.
- Travel Through Chase Portal:
If you book travel through Chase's portal using a premium card:- With the Chase Sapphire Preferred®, your points are worth 1.25 cents each — that’s $1,250.
- With the Chase Sapphire Reserve®, they go up to 1.5 cents each — giving you $1,500 in value.
- Transfer to Travel Partners:
Chase lets you transfer points to airlines and hotels like United, Southwest, or Hyatt. This can unlock even more value, especially for international flights or luxury stays. In some cases, your points can be worth 2 cents each or more, turning 100,000 points into $2,000 or more.
Bottom Line:
If you just take the cash, you’re looking at $1,000. But if you’re smart with travel redemptions—especially transferring to partners—you could get double the value or more. It all comes down to how you use them.
